While the global use of cryptocurrencies is increasing astronomically, competing shoulder-to-shoulder with traditional fiat currencies, a bridge between the two financial systems still lacks. Not all banks accept crypto, and many have prohibited their customers from using their accounts for crypto-related transactions.
The growing popularity of blockchain-based digital currencies has prompted banking institutions to wave the white flag and adapt their services to support the asset class. This has given birth to crypto-friendly banks across the world, which offer their customers regulated access to crypto markets. Some banks even allow their customers to deposit cash into cryptocurrency exchanges or trade tokens, while others go a step further by providing dedicated crypto services.
In this article, we have listed out the leading crypto-friendly financial institutions across the world, divided into regions, for your convenience. Let’s check out which banks cater to their customers’ crypto interests in your part of the world.
What is a Crypto-Friendly Bank?
Crypto-friendly banks are financial institutions that provide their customers with access to crypto markets either by establishing connections with cryptocurrency exchanges or directly managing clients’ digital assets. Various payment services also offer crypto features, allowing customers to directly purchase and sell cryptocurrencies through their apps and wallets to store tokens.
Recently, Jamie Dimon, CEO of JPMorgan, announced during an annual investor meeting that the bank will allow customers to invest in crypto-backed investment products, like spot and futures ETFs. However, the support does not extend to crypto custody services. Citibank is another major bank that has been vocal about its support for cryptocurrencies.
However, not all banks are particularly interested in crypto assets, and often blacklist customers that have interacted with crypto platforms, going as far as closing their accounts.
Crypto-Friendly Banks Across the World in 2025
Here are the banks and financial institutions that support crypto assets and offer crypto-related services:
Global Access
1. Revolut
Revolut is a UK-based fintech firm that provides payment services, investments, and currency conversions directly within its mobile app. It allows users to buy, sell, and trade over 200 cryptocurrencies and hold them in their accounts. Revolut provides competitive exchange rates, allowing users to convert between various fiat currencies and cryptocurrency.
Key features:
- User-friendly interface for buying and selling cryptocurrencies
- Supports trading of 200+ cryptocurrencies
- Flexible crypto purchase options and offers favorable exchange rates
- Provides a crypto debit card, allowing users to convert their crypto into cash to make payments
2. Wirex
Wirex is not technically a bank, but a financial services platform that combines crypto and traditional currencies. Serving over 6 million users worldwide, the platform supports more than 150 cryptocurrencies, including DeFi assets such as MKR and AAVE, and popular meme coins like DOGE, making it a convenient choice for crypto enthusiasts. Wirex offers various plans, where users can earn an accumulated interest on their crypto deposits. It also has a debit card that allows users to pay with crypto or fiat money while earning rewards and other benefits.
Key Features:
- Secure Web3 accounts with crypto debit card services
- 0% global foreign exchange fees for Wirex cards
- Supports staking, allowing customers to earn rewards from their crypto assets
- Free ATM withdrawals and cross-chain bridges for crypto and stablecoins
3. Juno
Juno is a crypto-friendly money app that is tailored for individuals and businesses in the blockchain and crypto space. It allows users to easily buy, sell, and hold cryptocurrencies while managing their regular bank accounts, all from a single app. Juno also has specialized features like crypto-backed loans, savings, trading, and staking. It also offers a debit card that can be linked to users’ bank accounts as well as crypto wallets, allowing them to spend crypto tokens like traditional money.
Key Features:
- Stablecoin holders are offered Smart Treasury savings accounts
- Provides personalized financial insights for customers using advanced technologies like AI and machine learning algorithms
- Comprehensive suite of crypto financial services, including lending, borrowing, trading, staking, and asset management
- Strategic partnerships with leading blockchain projects
United States
1. Ally Bank
Ally is a digital bank that offers checking and savings accounts, loans, and investment services to trade stocks, bonds, and funds. While it does not offer direct crypto services, the bank allows customers to link their accounts to the Coinbase crypto exchange for cash deposits. This makes it easy for clients to invest in digital currencies while banking with Ally. It is known for its transparent fee structure and competitive interest rates, and is an attractive option for those looking to optimize their financial portfolio, including crypto investments.
Key Features:
- FDIC-insured and regulated US bank
- Provides higher APYs on fiat deposits than most traditional banks
- Offers a wide range of investment options, including crypto-backed ETFs
- Allows users to manage crypto and traditional savings accounts
2. Cash App
Cash App is a popular payments service platform that was originally designed for peer-to-peer payments. The mobile app allows users to make payments, invest in stocks, and even file taxes. Its standout feature is the support for Bitcoin, which can be bought, sold, received, and stored directly on the app. Cash App also offers a crypto debit card that can be used to make payments.
Key Features:
- Comprehensive financial platform offering diverse services, including payments, stock investments, tax filing, and Bitcoin
- Seamless access to ACH transfers and direct deposits
- Invest in BTC for as little as $1
- Offers up to 4.5% in interest on fiat and BTC savings
Europe
1. AMINA Bank
AMINA is a Swiss-regulated bank that offers both fiat and crypto services, allowing customers to buy, sell, and custody leading crypto assets, such as Bitcoin and Ethereum. It has a dedicated mobile app that provides staking services, where users can earn rewards by delegating their assets to supported blockchains. Crypto enthusiasts can invest in the market through index funds and specialized products tracking various digital assets, while businesses can add crypto services like trading and secure storage solutions.
Key Features:
- Provides crypto spot and derivatives trading services
- Crypto hot wallet for everyday transactions
- Supports BTC, ETH, USDC, and various NFTs
- Allows staking of ETH and Solana (SOL)
2. LHV Bank
LHV is an Estonian digital bank that allows European customers to buy, sell, and hold various digital currencies within their savings account. The bank offers a mobile app and online banking, where users can manage both their fiat and cryptocurrency. LHV has been a long-standing partner of the Coinbase exchange, allowing users to purchase and sell cryptocurrencies.
Key Features:
- Supports 13 major cryptocurrencies
- Low crypto trading fees at 0.5%
- Automated investing and round-ups on debit purchases
- Investment accounts for crypto and traditional finance assets
United Kingdom
1. Monzo
Monzo is a UK-based online bank that provides a user-friendly app and straightforward banking services. While the app doesn’t allow users to buy or store cryptocurrency directly, they can link their bank accounts to exchanges like Coinbase or Binance to transfer money. Monzo tracks users’ crypto transactions for consumer safety and regulatory compliance, and might block transactions if deemed suspicious.
Key Features:
- Allows users to connect their bank accounts to Coinbase and Binance crypto exchanges
- A user-friendly mobile app where crypto transactions to and from the account are monitored
- No monthly fees or minimum balance requirements
2. Cashaa
Cashaa is a payment services platform that helps both regular users and businesses with conducting crypto transactions. Customers can buy and sell various cryptocurrencies via the app, earn interest on their crypto holdings, and even collateralize their assets to take out loans. It also has a native CAS token that offers customers perks like better interest rates on deposits and lower transaction and exchange fees.
Key Features:
- Offers traditional bank accounts for crypto-native businesses
- Buy, sell, and trade seven major cryptocurrencies, including BTC, ETH, and SOL
- Earn up to 20% APY on crypto and stablecoins
Also Read: What Are Coin Mixers and How Do They Work?
Conclusion
Crypto-friendly banks and financial services act as a bridge between the worlds of traditional and crypto finance. While traditional banks don’t necessarily allow their customers to purchase crypto using their accounts, increased demand for the asset class has them adopting services that would enable customers to link their accounts to crypto exchanges or invest in crypto-backed ETFs.
However, not all banks support crypto transactions and may even ban or blacklist users for using their accounts for crypto purchases or transfers. Therefore, it is important for those who are looking for crypto-friendly banks to choose platforms that offer the services in their respective regions, and whether they are overseen by regulatory authorities.
Crypto banking is yet to be established as a mainstream banking service, and global regulators are busy developing frameworks to regulate the highly volatile market. Make sure that the platform is credible and legally compliant. It is recommended that you seek expert advice and learn about their benefits and risks before putting your money or crypto into crypto-friendly banks.