Mutuum Finance is an emerging decentralized finance (DeFi) platform that is garnering significant attention from crypto enthusiasts due to the unique investment opportunities it presents. The project is still in its early stages and is currently conducting a presale for its native $MUTUM token. So far, it has raised over $9 million in liquidity by selling about 505 million tokens to more than 11,500 holders.
In this article, we will detail everything you need to know about Mutuum Finance and the $MUTUM presale before guiding you through the purchasing process. So, let’s get started.
What is Mutuum Finance?
Mutuum Finance is a DeFi platform that enables decentralized lending and borrowing activities using cryptocurrencies. Users can lend their crypto to earn interest, or they can borrow against their assets by providing collateral. This allows users to generate yield and the platform to access additional liquidity.
It is fully operated through smart contracts that automate and enforce the terms of lending and borrowing agreements, without an intermediary. Mutuum offers support for Ethereum contracts, taking advantage of the blockchain’s vast support for decentralized finance.
$MUTUM is the native cryptocurrency of Mutuum Finance, and it plays a key role in the platform’s utility and governance. Holders can use $MUTUM to execute transactions, stake, govern, and earn dividends. Rewards are distributed to delegators through a buy-and-distribute mechanism that uses the protocol’s revenue to buy back $MUTUM from the market.
What is the Mutuum Finance ($MUTUM) Presale?
Mutuum Finance started the $MUTUM presale in February 2025, allowing investors to purchase the platform’s native token at a discounted price before it is publicly traded on major crypto exchanges. According to data sourced from the project, the event has raised approximately $9.7 million by selling over 505 million $MUTUM tokens to 11,000 holders.
The presale is divided into 11 phases, with the token’s price increasing after each phase. During Phase 1, the price of $MUTUM was $0.01. As of June 2025, the presale is in Phase 5, and $MUTUM is priced at $0.03 per token.
Since the presale began, $MUTUM has seen its value increase by 200%. With the token’s price set to rise to $0.035 in Phase 6, early investors are already seeing significant gains. By the end of Phase 11, $MUTUM is expected to reach $0.06.
Mutuum Finance has a ranking system that rewards its top-50 holders with a bonus of $MUTUM tokens if they maintain their leading position, encouraging retention and incentivizing long-term commitment to the project.
How to Buy $MUTUM Token Via Presale?
Follow these steps to buy $MUTUM tokens via the Mutuum Finance Presale:
Set up a Wallet
Start by downloading and installing a crypto wallet on your device that supports all the tokens, using which you can buy $MUTUM. Either create a new wallet or log into an existing one using your recovery phrase or private key. Best Wallet is a recommended option.
Fund Your Wallet
The next step is to add funds to your wallet. The presale accepts $ETH, $BNB, $POL, $USDT, and $USDC in exchange for MUTUM. Depending on your region, you can buy these tokens directly within the Best Wallet app using payment methods such as credit cards or bank transfers. Otherwise, you can buy the tokens on crypto exchanges and transfer them to your wallet.Visit the Mutuum Finance Website and Connect your Wallet
Now, head to the official Mutuum Finance website and access the presale page. It offers support for MetaMask, Trust Wallet, and Best Wallet. You can choose your preferred wallet on the presale page and connect to it.
Purchase $MUTUM Token
Once your wallet is connected, select the cryptocurrency – $ETH, $BNB, $POL, $USDT, and $USDC – that you want to exchange for $MUTUM. Enter the amount of tokens you wish to buy, and review the transaction details. Sign the transaction on your wallet interface to confirm.
Claim Tokens Once the Presale Ends
You will be able to claim your $MUTUM tokens after Phase 11 of the presale event. Mutuum Finance will deposit your share directly into your purchase wallet.
Also Read: Memecoin Supercycle- Everything you need to Know
Final Thoughts: Is $MUTUM a Good Buy?
As is the case with any cryptocurrency, it is the project that matters. Mutuum Finance presents itself as a DeFi lending and borrowing platform that combines smart contracts with peer-to-peer transactions, enabling financial agreements without any intermediary.
The $MUTUM token acts as a linchpin to the ecosystem, operating as a utility, governance, and staking asset. Mutuum rewards investors for holding its native token and pays interest in kind. Furthermore, holders can stake their $MUTUM to support the platform by providing liquidity and also earn voting rights to dictate Mutuum Finance’s developmental direction.
$MUTUM is currently available in presale, and this is a good opportunity to become an early investor in the project, as it can be purchased at discounted prices. As of June 2025, the 11-phase event is in Phase 5, with $MUTUM priced at $0.03 per token. Those who purchased the token in Phase 1 have made a 200% return on investment (ROI). Considering the project’s future potential, this is a good time to get your hands on cryptocurrency.
However, you need to keep in mind that cryptocurrencies are highly volatile assets. While Mutuum Finance presents itself as a DeFi platform with tremendous potential, it is highly recommended that you do due diligence before making an investment decision. Only put in money that you can afford to lose.
Disclaimer:
The contents of this article are only for informational purposes and should not be taken as financial advice. Do your own research or seek professional advice before investing in cryptocurrencies.